Schwab Institutional Trusts—Equity

Schwab Institutional Trusts™ are Collective Investment Trusts (CITs) maintained by Charles Schwab Trust Bank (Schwab Trust Bank or CSTB).

Consider Schwab Trust Bank’s equity trusts for your qualified retirement plan.

  • Retirement plans have diverse needs. We help to meet them.

    The needs of our clients vary widely. That’s why we have developed a portfolio of CIT products, including a variety of equity trusts— each one employs industry-recognized sub-advisors and is available to qualified retirement plans.

  • Our objective is to seek long-term capital appreciation

    Our equity trusts are actively managed and designed to meet particular asset class or category needs with the goal of seeking long-term capital appreciation.

Schwab Institutional Large Cap Value Trust™

This Trust invests primarily in one or more actively managed sub-advised strategies that look for companies that appear to be temporarily undervalued by the stock market but have a favorable outlook for long-term growth.

  • Retirement

  • Institutional
  • Select
  • Retirement

    (closed to new investors)
    Inception Date: 01/03/2002
    Expense Ratio: 0.63%
  • Institutional
    (closed to new investors)
    Inception Date: 05/03/2010
    Expense Ratio: 0.38%
  • Select
    Inception Date: 03/21/2018
    Expense Ratio: 0.42%

Schwab Institutional Large Cap Growth Trust™

This Trust invests primarily in one or more actively managed sub-advised strategies consisting primarily of equity securities issued by large U.S. companies. The sub-advised strategies look for well-established companies that exhibit or have the potential for growth in stock price.

  • Retirement
  • Institutional
  • Retirement
    Inception Date: --
    Expense Ratio: 0.74%
  • Institutional
    Inception Date: 10/01/2002
    Expense Ratio: 0.54%

Schwab Institutional Small Cap Trust™

This Trust invests primarily in one or more sub-advised strategies that consist primarily of equity securities of smaller companies.

  • Institutional
  • Institutional
    (closed to new investors)
    Inception Date: 06/24/2004
    Expense Ratio: 0.65%

Schwab Institutional Diversified International Trust™

This Trust invests primarily in one or more sub-advised strategies composed of equity securities of companies located or operating primarily outside the United States, including those in developed and emerging markets.

  • Retirement
  • Institutional
  • Retirement
    Inception Date: --
    Expense Ratio: 1.04%
  • Institutional
    Inception Date: 10/26/2010
    Expense Ratio: 0.79%

Our industry-recognized sub-advisors:

  • AllianceBernstein

  • American Funds

  • Brown Advisory

  • Dimensional Fund Advisors

  • Dodge & Cox

  • Macquarie Investment Management

  • Peregrine Capital Management

  • State Street Global Advisors

  • Thompson, Siegel & Walmsley LLC

  • Wellington Management

  • William Blair

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The information presented on this website is for institutional use only by plan sponsors, consultants, broker-dealers, and advisors. It is not intended for use by retirement plan participants.

The Schwab Managed Retirement Trust Funds™, Schwab Indexed Retirement Trust Funds™ and Schwab Institutional Trust Funds™ (each a “Trust”, collectively the “Trusts” or “Collective Investment Trusts (CITs)") are collective investment trusts maintained by Charles Schwab Trust Bank (CSTB), as trustee. They are available for investment only by eligible retirement plans and entities. Charles Schwab Trust Bank’s Collective Investment Trusts are not insured by FDIC or any other type of deposit insurance; are not deposits or other obligations of, and are not guaranteed by CSTB or any of its affiliates; and involve investment risks, including possible loss of principal invested. The Trusts are not mutual funds and are exempt from registration and regulation under the Investment Company Act of 1940 (the “1940 Act”), and their units are not registered under the Securities Act of 1933, or applicable securities laws of any state or other jurisdiction. Unit holders of the Trusts are not entitled to the protections of the 1940 Act. The decision to invest in the Trusts should be carefully considered. The Trusts’ unit values will fluctuate and may be worth more or less when redeemed, so unit holders may lose money. The Trusts are not sold by prospectus and are not available for investment by the public. The Trusts’ prices are not quoted in newspapers.

The Charles Schwab Corporation provides services to retirement and other employee benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank (CSTB); Charles Schwab & Co., Inc.; Schwab Asset Management, the dba name for Charles Schwab Investment Management, Inc. (CSIM); and Schwab Retirement Plan Services, Inc. Trust, custody and deposit products and service are available through CSTB, Member FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services to retirement plans. Schwab Asset Management provides investment research, advisory and administration services to CSTB and the Trusts. Schwab Asset Management is an investment advisers registered with the Securities and Exchange Commission.

The Charles Schwab Trust Bank CITs™ select investments based on advice received from, or products offered by, industry-recognized investment management firms ("sub-advisors"). The Trusts  access investment strategies through various investment vehicles including, but not limited to, collective investment trusts, mutual funds, and/or exchange-traded funds and may also access strategies through sub-advisors engaged by Charles Schwab Trust Bank to advise one or more separate accounts of a Trust. The Trusts may invest in securities directly managed by Schwab Asset Management, including Schwab ETFs, and from which Schwab Asset Management earns advisory fees. Exposure to some strategies may be indirect through investment in other Charles Schwab Trust Bank CITs. The Schwab Managed Retirement Trust™ invests in the Schwab Institutional Large Cap Value Trust™, Schwab Institutional Large Cap Growth Trust™, Schwab Institutional Small Cap Trust™, Schwab Institutional International Diversified Trust™, and Schwab Institutional Core Plus Fixed Income Trust™.

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