Schwab Indexed Retirement Trusts®
Seeking to provide total return for investors in or near particular target dates, the Trusts are:
- Composed of strategies sub-advised or managed1 by industry-recognized investment managers
- Comprehensive investment portfolios that utilize passive strategies
- Diversified through exposure to a variety of asset classes that may include, but is not limited to, domestic and international equity, emerging markets equity, global real estate, commodities, intermediate-term bond, world bond, inflation-protected bond (U.S. TIPS), short-term bond and cash equivalents
- Structured as collective investment trusts to help limit costs for plan sponsors and investors
- Managed utilizing the same glide path as the Schwab Managed Retirement Trusts (SMRT), which were launched in 2002
1. Schwab Trust Bank uses an open-architecture sub-advised approach to investing. Investments are selected based on advice received from, or products (such as mutual funds, collective investment trusts, or ETFs) offered by industry-recognized investment management firms (“sub-advisors”). The Trusts may invest in other Schwab Trust Bank CITs to access the underlying sub-advised strategies.