Schwab Managed Retirement Trust 2030
SNAPSHOT
Unit Class I
Inception Date: 10/01/2002
Expense Ratio:
Fact Sheet
Unit Class II
Inception Date: 09/02/2005
Expense Ratio:
Fact Sheet
Unit Class III
Inception Date: 01/03/2007
Expense Ratio:
Fact Sheet
Unit Class IV
Inception Date: 01/05/2010
Expense Ratio:
Fact Sheet
Unit Class V1
Inception Date: 06/19/2014
Expense Ratio:
Fact Sheet
Unit Class VI2
Inception Date: 09/25/2018
Expense Ratio:
Fact Sheet
Inception Date: 10/01/2002
Expense Ratio:
Fact Sheet
Unit Class II
Inception Date: 09/02/2005
Expense Ratio:
Fact Sheet
Unit Class III
Inception Date: 01/03/2007
Expense Ratio:
Fact Sheet
Unit Class IV
Inception Date: 01/05/2010
Expense Ratio:
Fact Sheet
Unit Class V1
Inception Date: 06/19/2014
Expense Ratio:
Fact Sheet
Unit Class VI2
Inception Date: 09/25/2018
Expense Ratio:
Fact Sheet
Objective: The Trust seeks to provide total return for investors retiring approximately at or near the year 2030.
Strategy: To pursue its investment objective, the Trust is designed as a single investment portfolio that adjusts asset allocation over time to better match the anticipated changing risk tolerances and return objectives of investors over their expected investment horizon. The Trust may diversify holdings by investing in assets across a variety of asset classes, including, but not limited to, domestic equity, international equity, emerging markets equity, global real estate, commodities, short-term bond, intermediate-term bond, inflation-protected bond (U.S. TIPS), world bond, and cash equivalents. The Trust uses a blend of actively and passively managed sub-advised strategies to gain exposure to various market capitalizations and asset classes.
With the goal of becoming more conservative over time, the Trust is rebalanced annually to reduce equity and increase fixed income and cash equivalents allocations until the Trust reaches a policy allocation, defined in the investment guidelines, of 25% equity (including commodities and global real estate) and 75% fixed income and cash equivalents. At this point, the allocation is intended to remain static.
The values of the target trusts will fluctuate up to and after the target date. There is no guarantee the trusts will provide adequate income at or through retirement.
Actual allocations may vary from policy allocations at any point in time.
Strategy: To pursue its investment objective, the Trust is designed as a single investment portfolio that adjusts asset allocation over time to better match the anticipated changing risk tolerances and return objectives of investors over their expected investment horizon. The Trust may diversify holdings by investing in assets across a variety of asset classes, including, but not limited to, domestic equity, international equity, emerging markets equity, global real estate, commodities, short-term bond, intermediate-term bond, inflation-protected bond (U.S. TIPS), world bond, and cash equivalents. The Trust uses a blend of actively and passively managed sub-advised strategies to gain exposure to various market capitalizations and asset classes.
Overview
With the goal of becoming more conservative over time, the Trust is rebalanced annually to reduce equity and increase fixed income and cash equivalents allocations until the Trust reaches a policy allocation, defined in the investment guidelines, of 25% equity (including commodities and global real estate) and 75% fixed income and cash equivalents. At this point, the allocation is intended to remain static.
The values of the target trusts will fluctuate up to and after the target date. There is no guarantee the trusts will provide adequate income at or through retirement.
Actual allocations may vary from policy allocations at any point in time.
1 To invest in Unit Class V by a plan either custodied or not custodied with Charles Schwab Trust Bank, a minimum of $100 million mapping is required or plans must be greater than $400 million in total plan assets.
2 To invest in Unit Class VI by a plan either custodied or not custodied with Charles Schwab Trust Bank, a minimum initial investment of $350MM or plan assets >$1 Billion, pricing and minimum effective January 1, 2021.
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